The Time is Now. This Stay-at-Home Mom is officially involved.
Showing posts with label Personal. Show all posts
Showing posts with label Personal. Show all posts

Tuesday, June 8, 2010

I'm here...

So...summer is here for us Seattle-ites, even though the weather wouldn't clue you in at all. But this means my preschooler is home every day and life is instantly busier as we celebrate the sun...that will come soon enough.

You know I am passionate about conservatism. I've been closely following Governor Chris Christie, I'm dumbfounded at President Obama's response to the oil spill, I'm excited for the anti-Washington mood to threaten incumbents, and I'm excited for Dino here in Washington State. 

I'm also passionate about this...


and this...
  
I know you can't blame me when I say I am dedicating this summer to my precious girls. They are so little and the time is so short. This translates to less posting, but please keep me on your Google Reader for sporadic posts throughout the summer and tune in for more frequent posting in the fall. That's when things will get VERY interesting!

If you get fired up about something...send me an email and I may just cut and paste it in a post (as long as I like it!).  

Happy Summer! I hope you are spending more time with your littles...

Tuesday, March 9, 2010

Clarification From a Real Professor

President Obama on insurance companies: 
"they freely ration health care...on who can pay and who can't."

GMU Professor Don Boudreaux corrects: 
"Not exactly; coverage is rationed according to who PAYS and who doesn't.  Many folks - especially young adults - have the ability to pay but choose not to do so."

The meat of the argument is in the choice.  It's not about CAN/CAN'T, it's about CHOICE. I'm thankful we have a real professor here to correct our President.   

I referred to this last week regarding our own personal cash outlays for our health coverage (click here for post), but let me be a little more clear...

We are able to pay out the nose for our health care BECAUSE we make sacrifices in other areas of our budget.  
  • Would I like to live in a nicer house? YES!  Someday my children will have a yard.  
  • Do I wish we were saving more for my children's college education? Yes!
  • Would I like to travel more? Yes!
  • Would I like to have knee-high riding boots like Mary Carillo? Yes!!  (see this post
  • Would I like to not stress every time I do my budget? Yes. I despise the stress.
Of course, there are poverty-stricken individuals in our nation truly unable to afford health care, and you know what??  They still get it!  It's called Medicaid.  It's an income threshold qualifying benefit.  If you're truly poor, you get health coverage.

Professor Boudreaux continues with Obama's determination to fix this rationing of a product to those who pay and those who don't.  Boudreaux's example is AWESOME.  He says:

"Not only insurers, but all producers who greedily refuse to supply persons who don't pay should be set aright...

"For example, the typical worker rations his labor services according to who pays and who doesn't.  That must stop.  Oh, and supermarkets!  Every single one rations groceries according to who pays.  Likewise with restaurants, clothing stores, home-builders....Indeed, my own county government has been corrupted by this greedy attitude: if I don't pay my taxes, the sheriff takes my house...Preposterous!"

You all know plenty of people who are cash-strapped, but do well enough to have cell phones and plasma TVs, the latter of which I am still denying my husband.  It's about choices and to each his own.

A friend of mine recently saw a man panhandling for money on the streets of Seattle.  She felt sorry for him until his iPhone rang and he had the gall to answer it. I wonder if he'd be upset if AT&T started "rationing" his cell coverage should he not pay his bill. "Preposterous!"

Source:
John Stossel commentary
GMU Professor Don Beaudroux

Friday, March 5, 2010

Too Good to be True? Then it's not true...

"Yesterday Mr. Obama again invoked the 'nonpartisan, independent' authority of CBO*, which misses the reality that if you feed the agency phony premises, you are going to get phony results at the other end."
 - WSJ 03.04.10

"Hiding spending doesn't reduce spending."
 - Rep. Paul Ryan (R - Wisconsin)

In case you were wondering, I am still opposed to Obama's bill...although it has yet to be drafted. The abortion language is a major hiccup, especially for a large group in the House, and a MAJOR hiccup is the cost.   

The Wall Street Journal published an Op Ed Thursday discussing the blatant falsehoods with which Obama touts this bill. The commentary is based on Rep. Paul Ryan's comments from the Health Care Summit, which Democrats and the President himself have yet to refute...because they can't.  Ryan has this thing sorted out.  

BACKGROUND:  I used to work at Boeing.  In a nutshell my job required meeting with Engineers and Project Managers charged with developing new products to create a business case estimating total costs of production, how to amortize and allocate costs, and developing a pricing scheme based on a profit margin target.  It was extensive work...loads and loads of Excel spreadsheets...*sigh*...sometimes I miss it. 

It didn't take long to learn the most important aspect of my job and my estimates:

ASSUMPTIONS

The assumptions, which act as the foundation for an estimate, will make or break the outcome, final numbers and subsequent "Go - No Go" decisions.  

Obama claims his bill is "fully paid for" and "cuts the deficit" and brings the "largest tax cuts to middle class families in history".  But his claims are based on half-truths and deceptive assumptions.  Here are a few:
  • Obama has accounted for 10 years worth of taxes but only 6 years of spending. 
  • Obama claims the bill will only cost $100 billion/year, but forgets to take into account how the cost will increase every year the program is in existence.
  • Obama says cost offsets will come from cuts in Medicare, but everyone knows they will postpone these reductions (they always do); thus the touted savings will evaporate.  And even if they allow the cuts to pass, "Using Medicare as a piggy bank...raids a half trillion dollars from retirees health coverage to fund the creation of another open-ended health care entitlement." Our government cannot run Medicare profitably, what makes you think they can run health care for the entire country?
  • Some of the savings is claimed from increased Social Security payroll revenue.  This is an obvious double-dip...and a reason Social Security is upside-down...those funds should be saved/invested for OUR Social Security.
  • Obama claims additional savings from CLASS Act long-term care insurance. "These so-called savings are not offsets, but rather premiums collected to pay for future benefits."  
Paul Ryan says, "When you strip [this] away...the deficit increases by $460 billion over first ten years and $1.4 trillion over second ten years."  And some aspects of Paul Ryan's estimate is pretty conservative.   

So despite our disagreements about Health Care reform and this plan's provisions, when it comes to the nitty gritty, the plan is expensive...and your grandchildren are already on the hook to pay for it.  Now that doesn't seem right now does it?

*CBO = The Congressional Budget Office, which aids the legislative body in analyzing bills and providing data to assist in making budgetary decisions.  AKA...they run the numbers.  

Sources:

Friday, February 26, 2010

Professor Obama...He's in charge...and don't you forget.

The Summit's over...phew!  Now we can go back to where we were before this thing started.  It's fair to assume both sides want reform (I agree), but while the GOP wants smaller steps ensuring success along the way the Dems are prepared to dive in head first. The two sides are so polarized at the gate it's impossible to seek middle ground on specific provisions when you can't even compromise on strategy.  

Here are some quotes and thoughts... 

Harry Reid speaking of Obama said this today: "He sat through that and listened to everything and was so patient and responsive.  It was an issue-oriented meeting.  The president let everybody talk and talk and talk."  

And by "everybody" I'm assuming Reid is talking about his fellow democrats and the president himself considering the time breakdown looked like this:

 - President Obama = 117 minutes
 - Democrat lawmakers = 114 minutes
 - Republican lawmakers = 110 minutes

And what I love is this little bit of arrogance from our President (referring to the Republicans lack of speaking opportunity:

"You're right, there was an imbalance on the opening statements because I'm the president. I didn't count my time in terms of dividing it evenly."

So, yes, he's king...he's exempt from the rules. Or should I say, Professor/King.  The summit basically turned into an Obama lecture, but the embarrassing fact was Obama wasn't even too familiar with the material.  

See for yourself:

Exhibit A: When Sen. Lamar Alexander (R-Tenn) referred to the estimate from the Congressional Budget Office stating individual policy premiums would be 10-16% higher than premiums under current policy, Obama claimed this was "not factually accurate," when it's actually right in the bill. 

Obama later clarified the rise in premiums would be for "better coverage" than the "bad insurance" people currently have.  Yeah, all that insurance we currently have is "bad" alright.  If it doesn't have Obama's name on it, it must be "bad".  

And is that justification for lying to the American people?  Promising costs will go down, when actually they'll go up?  The Dems defense is yes, costs will go up but there will be subsidies to help defray these costs. But no matter how you slice it, the subsidies must come from somewhere...taxes...and it's still an increase.  

Exhibit B:  I don't know much about Sen Tom Coburn (R-OK), but from his talking points at the summit I think he and I might get along.  Here are a few great quotes:

Talking about fraud in Medicare/Aid, which is $1 out of every $3...can you say wow!?  Coburn said:

"I don't know many people that will disagree that one in three dollars doesn't help somebody get well...we ought to be going for that one in three dollars.  And we ought to do it NOT by creating a whole bunch of new government programs but by creating an incentive to reward people."  

Did you know Coburn is a physician?  I would suggest he has relevant and noteworthy background experience.  I am a big supporter of public incentives to encourage responsible management of one's health care.  As I mentioned in my last post, we pay a lot for our coverage but we are also much more cognizant of our health costs (we have a high-ish deductible).  It works people.  I am a living testament.  

Also, Coburn talked about doctors and how their fears of malpractice suits was "akin to extortion" that drives doctors to order tests for their own protection rather than for patients.  

It's no secret the people of this country are sue-happy...medical malpractice regulations could go a long way in cutting medical expenses and the cost of care.  

Exhibit C: Bob Moffit's analysis, as quoted by The Heritage Foundation, notes a scary provision in the government plan, which Obama continues to deny as a government takeover of the health care system:

"Since the inception of the debate, it should be noted that the President insisted that his health policy agenda did NOT constitute a federal takeover of the health care system.  In fact, it is very much a federal takeover...In the outline of his proposal...the President would add to the federal powers embodied in the Senate bill.  The most important would be a new Federal Health Insurance Rate Authority, which would provide federal "assistance and oversight" to the states conducting reviews of "unreasonable rate increases" and "unfair practices" of health insurance plans.  This, of course, establishes for the first time a legislative basis for the imposition of price controls on health insurance.  If government can control both health benefits and health care pricing, that's the proverbial ball game.  Private health care would be "private" in name only.  

Now, if that doesn't scare you, you must be so dang progressive you can't see the forest for the trees.  It's alarming.  Now THAT would keep me awake at night.  

And do you want to know what made me smile?  Seeing Obama distracted and lose focus so easily.  I felt he often pulled off topic and simply said, "That's just a talking point, we're not going there"....or to McCain, "We're not campaigning anymore" or my favorite?...

When Obama lays into Rep Eric Cantor (R-Va) about Cantor bringing copies of the health care bills calling it "stagecraft" and a "political stunt".  

Wait a minute...you mean, Cantor brought the background material that was the basis for the summit and Obama thinks this is a political stunt?   That's laughable!!  This WAS a discussion about the health care bills right? 

It's been suggested the entire summit was a political stunt for Obama and the Dems to put a face to the gridlock.  Well, it's done and I actually think the GOP had a decent showing.  Of course there was no compromise...of course the House and Senate will now work towards reconciliation...and, of course, our President and his congressional minions will forge ahead and rule against the will of the people.    

Sources:
http://www.rushlimbaugh.com/home/daily/site_022510/content/01125106.guest.html

On a more personal note...

"If you think [the people] want a government takeover of health care, I would simply submit you're not listening to them." 
 - Rep Paul Ryan (R-Wis)

I'm working on a post in reaction to the summit today, but the Olympics got the best of me tonight (I was three days behind on my TIVO-ed coverage) and I just want to leave you with a personal rant about health care:  

In case you didn't know, our family pays out the nose for our health insurance.  The hubster receives a portion of his health insurance premium as part of his employee benefits (about 55%), but for me and the kiddos we are basically self-insured.  We pay the entire premium and it's NOT CHEAP.  Not by a mile. You'd think I'd be the first in line for government health care...but let me be perfectly clear...I will fight the Dems and this bill tooth and nail.

Government-run health care will destroy the system as we know it by: contracting the field of medicine and eliminating the best doctors and medical professionals, lowering standards of care, increasing costs, and destroying  the private insurance industry and millions of jobs.  (Please note: this list is not exhaustive)

Please raise your hand if you have been served by a government program that was efficient, cost-conscious, provided a high level of customer care and was easy to work with?

What?  No hands?

Can this be so?  

Have you heard of "red tape"?  Well, under a government takeover, your health care will be wrapped cocoon-like in red tape.  

My point is this: our family is insured because we make it a priority. Anyone can purchase some level of insurance, if they so choose.  

But you have to want it...and you have to be willing to pay for it.  

And, another thing...all this talk about people dying because they don't have health care...is just plain RIDICULOUS. Any person can walk into an ER and receive care.  I will not allow the Dems to portray me as a greedy, unsympathetic, uncharitable, hateful person simply because I don't want the government to infringe upon rights to my health.   

I AM a nice person...and I stand by that...

...because I'm nice.